Anti-Money Laundering (AML) Policy template
Policies and procedures for preventing money laundering and terrorist financing. Required for regulated sectors under the Money Laundering Regulations 2017. Covers CDD/KYC, enhanced due diligence, SARs, MLRO appointment, and staff training.
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An anti-money-laundering policy sets out how an organisation prevents, detects, and reports money laundering and related financial crime. It defines the controls, checks, and responsibilities staff must follow. A robust policy supports legal compliance and protects the business from abuse.
Who needs one: Businesses in regulated sectors and others exposed to money-laundering risk.
What a strong anti-money laundering (aml) policy covers
- Risk-based approach and money-laundering risk assessment
- Customer due diligence and identity verification
- Enhanced due diligence for higher-risk situations
- Ongoing monitoring of customers and transactions
- Suspicious activity identification and reporting
- Record-keeping, training, and the responsible officer’s role
Regulations and frameworks this aligns to
PolicyKit references the standards relevant to your jurisdiction when it generates your anti-money laundering (aml) policy.
- Proceeds of Crime Act 2002
- The UK Act setting out the principal money-laundering offences and the framework for confiscating the proceeds of crime.
- Terrorism Act 2000
- The UK Act that defines terrorism in law and sets out offences and obligations, including reporting duties relating to terrorist financing.
- Money Laundering Regulations 2017
- The UK regulations setting out anti-money-laundering and counter-terrorism-financing obligations, including customer due diligence and risk assessment, for regulated businesses.
Frequently asked questions
What should a anti-money laundering (aml) policy include?
A robust anti-money laundering (aml) policy sets out scope, roles and responsibilities, the specific controls or procedures involved, and how compliance is monitored and reviewed, mapped to frameworks like poca-2002, terrorism-act-2000, ml-regs-2017. PolicyKit structures all of this automatically based on your business.
Is this legal advice?
No. PolicyKit generates AI-assisted professional templates and starting points, not legal advice. Every document should be reviewed with qualified legal and compliance counsel before use.
Can I tailor it to my country?
Yes — PolicyKit tailors each document to your jurisdiction, including UK, EU, United States, Australia, Singapore, Hong Kong and more.
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